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1) You could pay less than £47.11 for bicycles valued up to £1500*
*51% of customers with a bicycle valued up to £1500 who obtained a quote for Bicycle Insurance through this service provided by Seopa Ltd between January and March 2020 were quoted less than £47.11. Using the same calculation for bicycles valued between £1501 and £3000 gave a figure of £122.78 and for bicycles valued over £3000 gave a figure of £229.50. The quote price you could achieve is dependent on your individual circumstances.
2) You could pay less than £122.78 for bicycles valued between £1501 and £3000*
*51% of customers with a bicycle valued between £1501 and £3000 who obtained a quote for Bicycle Insurance through this service provided by Seopa Ltd between January and March 2020 were quoted less than £122.78. Using the same calculation for bicycles valued up to £1500 gave a figure of £47.11 and for bicycles valued over £3000 gave a figure of £229.50.
The quote price you could achieve is dependent on your individual circumstances.
3) You could pay less than £229.50 for bicycles valued over £3000
*51% of customers with a bicycle valued over £3000 who obtained a quote for Bicycle Insurance through this service provided by Seopa Ltd between January and March 2020 were quoted less than £229.50. Using the same calculation for bicycles valued up to £1500 gave a figure of £47.11 and for bicycles valued between £1501 and £3000 gave a figure of £122.28. The quote price you could achieve is dependent on your individual circumstances.
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Investing in a high quality bicycle lock, and ensuring that the one you buy is insurer-approved: Most bicycle locks are rated for security on a gold, silver and bronze scale, and some insurers may refuse to pay out if your bicycle is worth more than £2,000 and it wasn’t secured with a gold-rated locking device at the time it was stolen.
Registering your bike on bikeregister.com, the UK’s national cycle register database: It’s free to register your bicycle on bikeregister.com, and every police force in the UK uses the database to search for stolen bikes. Investing in one of BikeRegister’s security marking kits can also help to lower your insurance premiums.
Only riding your bicycle yourself: Many bicycle insurance policies will only pay out if the bike is stolen or damaged while it’s being used by the policyholder, so if you lend it to a friend or a family member and something happens to it while they’re using it you might not be covered.
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