With utility prices seemingly increasing all the time, it’s never been a better time to compare and save on energy prices.
We compare the top and cheapest energy deals in the UK so that you can get the best deal that’s right for you.
Paying monthly can be convenient and/or all you can afford, but in the long term it's almost always more expensive than paying for your insurance up front with one lump sum. The savings to be made by paying in one go can be so significant that, if you can't afford it, it's worth considering other options such as paying on a 0% credit card - just make sure you can pay off the balance on the card before the interest-free period ends.
You're likely to be offered a wide variety of optional extras when you apply for home insurance and it's important to make an informed decision. Remember that packaged products can be confusing and potentially worse value than sourcing products separately. Areas you need to think about include home emergency cover, accidental damage, legal expenses and matching sets insurance. You'll also need to think about any personal possessions cover for items taken outside the home. Again, think about cover you may have from another source - such as travel insurance or a packaged bank account - and pay for what you need, but not for more.
If you live in an area that's covered by a Neighbourhood Watch scheme you may qualify for a discount on your home insurance.
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